ISAs in the news
Individual Savings Accounts, or ISAs, are a tax-efficient investment. Any growth earned with your ISA is protected from income and Capital Gains tax. You may have noticed that ISAs have been in the news a lot recently. In this article we’ll discuss proposed...
Explaining auto-enrolment: what it means for you and your retirement
When retirement planning, you may come across the term auto-enrolment into pension schemes through your employer. This policy was part of the Pensions Act 2008 and was introduced in October 2012. Auto-enrolment is as it sounds: the automatic enrolment of eligible...
Is it too late to start a private pension?
As you approach retirement age, you may be starting to plan what your retirement may look like. You will inevitably need to consider how your retirement will be funded. So long as you have at least 10 qualifying years of National Insurance contributions, you’ll...
Tax-efficient investing for high earners in the UK
Does your income fall into the ‘higher’ or ‘additional’ rate tax band? If so, you may be looking for tax-efficient investment options to make sure your money is working hard for you. Three tax-efficient means of investing are pensions –...
How much should you be saving in your pension?
Planning for your retirement is so important. Life expectancy is currently around 81 years of age in the UK, and this number continues to increase. This means that should a person choose to retire at State Pension age, they will be retired for longer. With the State...
Edward Willday
Our Company Director, Edward, has an impressive list of qualifications: Chartered Financial Planner, Certified Financial Planner, Investment Management Certificate, and Royal Yachting Association as a skipper.