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Dispelling pension myths

Dispelling pension myths

Believing myths about pensions can lead to making ill-informed decisions about funding your retirement. It could result in you not being able to afford the retirement you hope for. So, we’re dispelling some of these myths in this article. We aim to help you...
Fast-track your way to early retirement

Fast-track your way to early retirement

There is no longer a ‘default’ retirement age in the UK. This was where an employer could force an employee to retire, but the law was abolished in 2011. When speaking of retirement age now, we are usually referring to State Pension age. This is currently...
Maximise your money: secrets to tax-efficient savings

Maximise your money: secrets to tax-efficient savings

A Stocks & Shares ISA is a tax-efficient method of investing your money. Residents of the UK who are over 18 can invest £20,000 per tax year in ISAs. This can be invested in a single ISA or across both Stocks & Shares and Cash ISAs but together they must not...
The shocking truth about your pension pot

The shocking truth about your pension pot

Planning for retirement can be a daunting task. This is especially the case when determining how much you need in your pension pot for a financially secure retirement. At Willday Wealth Management, we understand this is one of the most critical financial decisions...
Understanding workplace pension auto-enrolment

Understanding workplace pension auto-enrolment

Back in 2012, the UK government brought in the auto-enrolment of employees into workplace pension schemes. This was in response to the increasing life expectancy of the UK population. The government acknowledged that the State Pension will not be enough to live on for...