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Open a Junior ISA

You could save up to £9,000 a year on your child’s behalf to give them a head start in life. Money can be earmarked for a House, University or Wedding, investing today for a brighter future.

With investing, your capital is at risk.

Benefits of a Junior ISA

Tax-efficient savings

You can shelter any capital growth from a Junior ISA, free from income tax or capital gains tax.  A Junior ISA is a long-term and tax-efficient way to save.

Building towards their future

Whether it’s their university tuition, first house or helping them follow their dreams. Save just £75 per month and your child’s Junior ISA could potentially be worth over £30,000.00 when they turn 18. Now THAT is a head start!

Long-term planning

Your child cannot access the funds until their 18th birthday, which allows you to invest £9,000.00 a year, giving the Junior ISA the very best opportunity to grow.

Flexibility

Making sure your investment plans are flexible is key to investing, if you cannot afford £75 each month, our leading technology allows you to impulse save a minimum of £1 to start your child’s journey.

With investing, your capital is at risk and you may get less than what you invested. Tax treatment depends on your individual circumstances and may change in the future.

Transfer an existing Junior ISA to Willday

If you have already taken the first steps in growing your child’s future, why not transfer and give them the very best opportunity to watch their investment grow.

We’re working around the clock to make sure the transfer will be as smooth as possible. Transferring an existing Junior ISA to Willday Wealth Management is simple to set up, tell us where the Junior ISA is, and the account number and we’ll do the rest. Our dedicated team are on hand to answer any queries you may have via calls, chats or emails.

With investing, your capital is at risk.

Transfer an existing Junior ISA to Willday

If you have already taken the first steps in growing your child’s future, why not transfer and give them the very best opportunity to watch their investment grow.

We’re working around the clock to make sure the transfer will be as smooth as possible. Transferring an existing Junior ISA to Willday Wealth Management is simple to set up, tell us where the Junior ISA is, and the account number and we’ll do the rest. Our dedicated team are on hand to answer any queries you may have via calls, chats or emails.

With investing, your capital is at risk.

Other family members contribution

Why not encourage other family members to contribute? Your personalised app will allow you to share your Junior ISAs with other family members. They will then see your child’s Junior ISA and can make contributions. Birthday money, Christmas money or passing on inheritance tax wealth.

Refer a friend program

Why not encourage the child’s friends and family to set up a Junior ISA? Willday Wealth Management will contribute £50 into your children’s Junior ISA and ensure a successful set up.

Set up a goal

You can contact Willday Wealth Management to set up an investment goal, helping your child’s money work towards a brighter future. Our dedicated team is on hand via calls, chats or emails.

With investing, your capital is at risk.

Features of a Willday Junior ISA

Family contributions

Why not share your child’s Junior ISA account details with grandparents, godparents and family so they can help give your child a tax-free lump sum on the day they turn 18?

24/7 access

You have the option of downloading the Willday Wealth Management APP to continually monitor the Junior ISA and top up.

Investment consultants on-hand

Willday clients can speak to a member of our dedicated team at anytime via calls, chats, or emails.

Simple and transparent fees

There is no fee to set up a Junior ISA, so how do we get paid? We will receive an annual fee of 1% depending on the fund value. 

A long term strategy

Your child’s money is put to work for up to 18 years and you’re able to invest up to £9,000 over the duration of every tax year.

Tax-free investing

With a Willday Junior ISA you get tax-free returns on £9,000 each and every year.

With investing, your capital is at risk and you may get less than what you invested. Tax treatment depends on your individual circumstances and may change in the future.

Teaming up with Willsow

We’re teaming up with Willsow, a children’s plantable book about a carrot too big for his bed. Once a Junior ISA is opened, we will send this plantable children’s book in the post.

Save the plant

As a company, we support the Woodland Trust. For each opened Junior ISA we will plant four trees to make sure our children have a greener future. Read more about Willday Wealth Management’s commitments here.

Teaming up with Willsow

We’re teaming up with Willsow, a children’s plantable book about a carrot too big for his bed. Once a Junior ISA is opened, we will send this plantable children’s book in the post.

Save the planet

As a company, we support the Woodland Trust. For each opened Junior ISA we will plant four trees to make sure our children have a greener future. Read more about Willday Wealth Management’s commitments here.

One simple, low fee.

As your money grows we’ll lower the percentage of your fees.

Actively managed

Edward Willday
Managing Director

Our Director, Edward, is a not only a Chartered Financial Planner, but also holds an Investment Management Certificate. Coming from a family of business directors, he has collaborated closely with his father and brother in printing and residential property ventures.