De-mystifying pension plan types
De-mystifying Defined-Benefit and Defined-Contribution pension plans. If you’ve been following recent governmental announcements regarding pensions and financial services, you may have seen references to different pension plan types. If this has left you...
Decoding a scrapped pension lifetime allowance
In the Chancellor’s Spring Budget of 15th March 2023, he announced that the Pension Lifetime Allowance (LTA) will be abolished. This was an unexpected move, and the knock-on impact will be larger than you may think, given the LTA is referenced across multiple areas of...
Can your pension pay off your mortgage?
Many homeowners hope and plan to be mortgage free when they retire. But how realistic is this? Wealth and Wellbeing Monitor found in June 2022 that 12% of retirees (around 1.5m people) say they had outstanding mortgage debt when they retired. Of those not yet retired...All about the State Pension Triple Lock
The State Pension is a regular payment made by the government to people of pension age. The age you’ll begin to receive your pension depends on the year you were born. It’s currently 66 years of age for both men and women but will increase from 2026. You must also...
Decoding the Big Freeze Autumn Statement 2023
It’s been a tumultuous time for the United Kingdom and our government. With the dismissal of Kwasi Kwarteng following his mini-Budget in September and the introduction of Jeremy Hunt as Chancellor of the Exchequer, the original budget has now been overridden by the...
Edward Willday
Our Company Director, Edward, has an impressive list of qualifications: Chartered Financial Planner, Certified Financial Planner, Investment Management Certificate, and Royal Yachting Association as a skipper.