De-mystifying pension plan types
De-mystifying Defined-Benefit and Defined-Contribution pension plans. If you’ve been following recent governmental announcements regarding pensions and financial services, you may have seen references to different pension plan types. If this has left you...
Decoding a scrapped pension lifetime allowance
In the Chancellor’s Spring Budget of 15th March 2023, he announced that the Pension Lifetime Allowance (LTA) will be abolished. This was an unexpected move, and the knock-on impact will be larger than you may think, given the LTA is referenced across multiple areas of...
Spring Budget 2023 – What does it mean for you?
Is the Big Freeze finally defrosting? What is the Spring Budget? On March 15th 2023, the Chancellor – Jeremy Hunt – laid out his Spring Budget for 2023, his second statement since taking the role following the appointment of Rishi Sunak as Prime Minister. His...
Can your pension pay off your mortgage?
Many homeowners hope and plan to be mortgage free when they retire. But how realistic is this? Wealth and Wellbeing Monitor found in June 2022 that 12% of retirees (around 1.5m people) say they had outstanding mortgage debt when they retired. Of those not yet retired...
Edward Willday
Our Company Director, Edward, has an impressive list of qualifications: Chartered Financial Planner, Certified Financial Planner, Investment Management Certificate, and Royal Yachting Association as a skipper.