Mortgage affordability rules
Are you a prospective first-time buyer? Have you been renting? Do you have frustrations due to not being able to secure a mortgage? You may have seen reports in the press that people are incredulous that they can pay high rents with no missed payments for years, but...
Introduction to Mortgages
What is a mortgage? A mortgage is a loan from a bank or building society that allows you to buy property (a home or commercial property). This is a secured loan, which means your property is used as collateral and is at risk or repossession by the lender if repayments...
What does ‘consolidating pensions’ mean and should you do it?
If you have worked in more than one business since 2012 when the auto-enrollment to workplace pensions was introduced in the UK, there’s every chance you have more than one pension. You may have heard people speak about consolidating pensions but may be unsure as to...
What does the increase in the Bank of England base rate mean for your mortgage?
You may have seen in the news recently that the Bank of England are increasing the interest base rate to 2.25%. This is in a bid to curb the rising level of inflation across the country. But what does the rise in interest rates mean for you and your mortgage? Put...
Edward Willday
Our Company Director, Edward, has an impressive list of qualifications: Chartered Financial Planner, Certified Financial Planner, Investment Management Certificate, and Royal Yachting Association as a skipper.