Decoding the Big Freeze Autumn Statement 2023
It’s been a tumultuous time for the United Kingdom and our government. With the dismissal of Kwasi Kwarteng following his mini-Budget in September and the introduction of Jeremy Hunt as Chancellor of the Exchequer, the original budget has now been overridden by the...
The Effect of High Inflation on Pensions
Over the summer, the UK’s inflation rate hit a high of 10.1%. This is over five times greater than the target inflation rate of 2% that the Bank of England aims to keep inflation within. In this article we discuss what inflation is and why rates are so high, plus what...
Mortgage affordability rules
Are you a prospective first-time buyer? Have you been renting? Do you have frustrations due to not being able to secure a mortgage? You may have seen reports in the press that people are incredulous that they can pay high rents with no missed payments for years, but...
Introduction to Mortgages
What is a mortgage? A mortgage is a loan from a bank or building society that allows you to buy property (a home or commercial property). This is a secured loan, which means your property is used as collateral and is at risk or repossession by the lender if repayments...
Edward Willday
Our Company Director, Edward, has an impressive list of qualifications: Chartered Financial Planner, Certified Financial Planner, Investment Management Certificate, and Royal Yachting Association as a skipper.