by Edward | Aug 7, 2024 | Blog
It is still unknown what changes Labour will make to the world of pensions, however, planning for retirement is likely to become more important than ever. Life expectancy is increasing, so retirements are increasing in length too. Ensuring a comfortable retirement...
by Edward | Jul 24, 2024 | Blog
When we talk about consolidating pensions, what is actually meant? It is the transfer of multiple pension pots into a single portfolio. Auto-enrolment into workplace pensions was introduced in the UK in 2012. Those who have moved jobs since then will likely have more...
by Edward | Jul 10, 2024 | Blog
Believing myths about pensions can lead to making ill-informed decisions about funding your retirement. It could result in you not being able to afford the retirement you hope for. So, we’re dispelling some of these myths in this article. We aim to help you...
by Edward | Jun 27, 2024 | Blog
There is no longer a ‘default’ retirement age in the UK. This was where an employer could force an employee to retire, but the law was abolished in 2011. When speaking of retirement age now, we are usually referring to State Pension age. This is currently...
by Edward | Jun 18, 2024 | Blog
A Stocks & Shares ISA is a tax-efficient method of investing your money. Residents of the UK who are over 18 can invest £20,000 per tax year in ISAs. This can be invested in a single ISA or across both Stocks & Shares and Cash ISAs but together they must not...
by Edward | May 29, 2024 | Blog
Planning for retirement can be a daunting task. This is especially the case when determining how much you need in your pension pot for a financially secure retirement. At Willday Wealth Management, we understand this is one of the most critical financial decisions...