Salary sacrifice for pensions: Understanding upcoming changes
The government’s Autumn Budget in November 2025 was full of announcements surrounding government spending and fiscal decisions. One such announcement was the introduction of a cap to pension contributions made via salary sacrifice, from April 2029. In this...
The power of compound interest to boost your investments
In many of our previous blog posts we have discussed how compound interest helps you grow your investments more quickly. We’ve previously noted it as a key benefit of long-term investing for both pensions and ISAs. But what exactly does the term ‘compound...
Should you prioritise investing in a pension or ISA?
Financial planning for your future may include the consideration of tax efficient investing. Two investment methods you may consider are Stocks and Shares ISAs and pensions. But which should you prioritise to help you reach financial goals? In this article,...
Tax-efficient investment opportunities for high earners
Tax burdens can weigh heavy on higher and additional rate taxpayers. So, it’s important to ensure you are maximising your tax efficiency wherever possible. In this article, we’ll discuss what is classified as a high earner, and some tax-efficient...
What the Pension Triple Lock means for your retirement
The State Pension increases every April at the start of the new tax year. The amount it increases by is determined by the Pension Triple Lock. In this blog post, we’ll discuss the Pension Triple Locks determining factors, and what will happen to the State...
Edward Willday
Our Company Director, Edward, has an impressive list of qualifications: Chartered Financial Planner, Certified Financial Planner, Investment Management Certificate, and Royal Yachting Association as a skipper.